
While retailers and shoppers are rushing into the holiday season, so are the cybercriminals.
According to Consumer Reports’ 2009 State of the net Survey, cybercriminals took $8 billion from consumers in the past two years. Cybercriminals use their best plots during the holiday season to take people’s money, credit card information, social security number, and identity. During the holiday season, people are spending more time online, paying bills, shopping, networking, and so criminals can be a little more effective during this time.
I listened to a podcast in which Larry Magid interviewed David Marcus with McAfee. In this interview, Marcus went through the ’12 Scams of Christmas’. I thought they were interesting enough to share with you. So, let’s start the countdown of Christmas scams:
12. Files for ransom: Virtual kidnappers use malware to gain control of your computer and lock your data files. The kidnappers then demand payment for you to be able to access your files.
11. E-mail banking scams: A common type of phishing scam is sending out official looking e-mails that appear to come from your bank asking you to confirm your account information. Don't click on any links but type in your bank's Web address manually if you need to access your account.
10. Password stealing scams: Criminals use low-cost tools to uncover passwords and in some cases sending key logger software to record keystrokes. Once criminals get your passwords, they gain access to bank accounts and credit card accounts and start their own shopping with your money. They also start sending you a lot of spam email.
9. Auction site fraud: Make sure you're actually going to eBay or whatever site you plan to deal with. Also watch for deals that are too good to be true. They may just be phishing for your information.
8. Job search related scams: With the unemployment rate going up, there are lots of people looking for work. Beware of online offers for high paying jobs or at-home money making schemes. Some of these sites ask for money up front, which is a good way for criminals not only to steal your "set up fee" but misuse your credit card too. Some of these offers are all about money laundering, asking you to accept a check and wire transfer money to them.
7. Christmas media and song lyrics can be bad: Criminals know that people are searching for holiday related sites for music, holiday graphics, and other festive media. During this time, they create fraudulent holiday related sites full of viruses.
6. Practice safe holiday shopping. Make sure your computer network is secure and you're shopping on sites that are secure. Though it isn't a guarantee, you should look for the lock icon in the lower right corner of your browser and make sure the Web page starts with https. The "s" stands for "secure."
5. Fake "luxury" items: If you see an offer for luxury gifts from companies like Cartier, Gucci, and Tag Heuer at a price that's too good to be true, it probably is. These links could lead you to malware and take your money or merchandise that will probably never arrive (or be counterfeit if it does). Some of these sites, according to McAfee, even display the logos of the Better Business Bureau.
4. Holiday e-cards: It may be “green” to send out the Christmas cards through e-mail, but beware if it is not from a reputable company like Hallmark. Also, be aware of cards you may receive. Make sure it is from someone you know. This is another way of delivering malware and viruses straight to your computer or a friend’s computer.
3. Social networking friend requests: Cybercriminals take advantage of this social time of year by sending out authentic looking friend requests via e-mail. Do not click on those links but sign into Facebook and other services and look for friend requests from the site itself. Clicking on a link could install malware on your computer or trick you into revealing your password.
2. Fake invoices from delivery services: During this period, scammers will send out fake invoices and delivery notifications appearing to come from Federal Express, UPS, the U.S. Postal Service or even the U.S. Customs Service. They tell you that they were unable to deliver a package to your address. They then ask you to confirm your address and give them credit card information to pay for delivery. You may pay to deliver a package, but it may be delivering a virus straight to your computer and a someone may take a trip around the world at your expense.
1. Charitable phishing scams: Hackers take advantage of the giving spirit in the holiday season. They like to set up fake websites that not only take your money and deprive charities of needed funds, but they also steal your credit card information and identity.
Just remember, it is a great time of year to celebrate and shop, just use common sense and make sure your anti-virus and spam filters are up to date. If you are unsure of your protection or want to upgrade, please visit our website at http://kotoritechnologies.com/it-solutions/email-solutions.aspx .
To listen to the podcast follow this link: http://news.cnet.com/8301-19518_3-10403100-238.html?tag=mncol